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Author Archives: jjmalley
New Year’s resolution – review your insurance!
Now is a great time to review your insurance coverage with your agent and update your policies. Did you get new jewelry, cameras, fine arts or other high valued items over the holidays? You may need to schedule these items … Continue reading
What Is Equipment Breakdown Coverage?
Quincy Mutual Equipment Breakdown Bewildered by Breakdown: Dispelling the Confusion about Equipment Breakdown Insurance Equipment breakdown insurance is coverage for the perils of electrical, mechanical and pressure systems breakdown. In most cases, these perils are embedded as an endorsement to … Continue reading
FAQ regarding insurance and kids at college
Is my child’s personal property covered while they are at college? Your homeowners insurance policy automatically covers your personal property while it is away from your residence. That coverage includes property of your children while they are away at college … Continue reading
Auto Insurance Savings
Deregulation of auto insurance has meant more choices and lower premiums for most. Rates are starting to level off and even go up, but that doesn’t mean you can’t find ways to save. One of the biggest ways to save … Continue reading
Non-profit Directors & Officers Insurance
Non-profit Directors & Officers Liability Insurance is a very important part of every non-profit’s insurance program, but one that is often overlooked. These policies can provide coverage for areas such as: Breach of Fiduciary Responsibility Employment Practices Liability and Discrimination … Continue reading
Inventory your home before it’s too late!
So you have had a major fire loss to your home. The place has been gutted and you have to rebuild from scratch. Do you know what you had in your house? Can you create a list of every room, … Continue reading
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In-Home Business
If you operate a business out of your home, or even if you have a home office for your non-residence based business, you need to be aware of the limitations of the Homeowner’s Insurance. Most Homeowner Policies limit business property … Continue reading
Condo Insurance
In general, unit owners are responsible for insuring their personal belongings and personal liability. The condominium association purchases a master insurance policy to cover the building and liability of the association. However, there are many variations on this concept. The … Continue reading
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